To further support citizens amid rising living costs and economic pressures, the Singapore government has confirmed a $700 cash payout under the Assurance Package (AP) for 2025. This payout is part of an expanded financial support scheme designed to provide timely relief to adult Singaporeans, particularly those from lower- to middle-income households.
This payout complements existing measures like the Cost-of-Living (COL) payments and enhanced GST Voucher schemes, with clear eligibility conditions and a structured disbursement plan already announced.
- Up to $700 in cash support will be disbursed under the 2025 Assurance Package.
- Eligible recipients will be determined based on income, property value, and citizenship status.
- Payments begin in August 2025, automatically credited via PayNow-NRIC or GovCash.
| Criteria / Event | Details |
|---|---|
| Maximum Payout Amount | $700 |
| Payout Type | One-time cash payment |
| Eligibility Age | 21 years and above in 2025 |
| Income Cap (YA2024) | $100,000 and below |
| Annual Property Value Cap | $21,000 or less |
| Disbursement Methods | PayNow-NRIC or GovCash |
| PayNow NRIC Linking Deadline | 15 July 2025 |
| Payout Announcement | May 2025 |
| Eligibility Confirmation | June 2025 |
| PayNow Disbursement | August 2025 |
| GovCash Disbursement | Late August 2025 |
Eligibility Criteria for the $700 Payout
To receive the 2025 payout, applicants must meet the following conditions:
- Be a Singapore Citizen aged 21 or older in 2025
- Have an Assessable Income (AI) of $100,000 or less for the Year of Assessment 2024
- Own property with an Annual Value (AV) not exceeding $21,000
- Not own more than one residential property
This payout is aimed at benefiting everyday Singaporeans struggling with cost-of-living increases. Those earning above $100,000 or living in properties with high annual values will either receive a reduced amount or be excluded entirely.
Payment Timeline and Process
The government has outlined a clear and structured disbursement timeline for 2025:
- May 2025 – Official payout announcement
- June 2025 – Eligibility determined and finalized
- August 2025 – First disbursements via PayNow-NRIC
- Late August 2025 – GovCash disbursements for those not linked to PayNow
- 15 July 2025 – Deadline to link NRIC to PayNow for faster payment
Recipients are encouraged to link their NRIC to PayNow before the July deadline to ensure timely receipt of funds.
How Much Will You Receive? Payout Tiers Explained
The exact amount each person receives depends on their income and the annual value of their property. Here’s a simple breakdown:
| Annual Income (YA2024) | Property AV | Estimated Payout |
|---|---|---|
| ≤ $34,000 | ≤ $13,000 | $700 |
| ≤ $34,000 | $13,001 – $21,000 | $600 |
| $34,001 – $100,000 | ≤ $21,000 | $400 |
| > $100,000 or AV > $21,000 | Any | Not Eligible |
This tiered structure ensures that those who need the most support receive the highest payout.
How to Check Your Eligibility and Payment Status
No application is necessary for this payout. The government will use existing data from IRAS and HDB records to automatically determine eligibility. Eligible recipients will be notified via Singpass or SMS alerts from official channels.
Those without PayNow-NRIC linkage will receive payments through GovCash, though this may lead to slight delays. Residents without online access can check their status and get help at community centres or government service counters.
The confirmed $700 payout in 2025 offers much-needed financial relief to Singaporeans grappling with inflation and living expenses. With transparent eligibility rules and a well-organized payout schedule, the Assurance Package continues to play a vital role in enhancing economic security for citizens.
To avoid delays, residents should ensure their bank details and PayNow-NRIC linkage are updated, and stay informed through official government platforms.
